It is important that you seek immediate medical attention if you are
seriously injured in an automobile accident. After everyone is out of
danger and any medical and police help has been summoned, obtain the following:
The full names of the drivers of all of the vehicles involved
The driver's license numbers and addresses of all of the drivers
If any of the driver's appear to be under the influence of alcohol
or drugs, notify police or other emergency personnel immediately
The full names and addresses of any passengers in any of the vehicles
The full names and addresses of any pedestrians or other parties involved
The full name, address, and phone number of any witnesses to the accident.
In addition, you should make observations and record notes
about the following:
Did any person involved in the accident report any personal injury
shortly after the accident?
Was medical assistance rendered at the scene of the accident?
What personal injury did the injured person report? Did anyone say
"I'm not hurt"?
What was the actual location of the accident?
In what direction were the vehicles traveling just prior to the accident?
At what time of day did the accident occur?
What were the weather conditions at the time of the accident?
Was there anything "wrong" with the vehicles before the
accident, such as a broken headlight or brake light?
Was there any damage to the vehicles as a result of the accident?
What parts of the vehicle were damaged?
Who are the registered owners of the vehicles (names and addresses)?
Were all vehicles involved in the accident insured? What are the names
of the insurance companies and the policy numbers?
Did any of the vehicles need to be towed from the scene of the accident?
How did the accident occur?
Did anyone accept responsibility for the accident, or make a comment
such as "It was my fault, I am sorry. I was speeding / not paying
attention / not wearing my glasses / distracted / tired / late for work
/ in a hurry / my coffee had just spilled / I should have seen you but
I was on my cell phone / I've been taking these pills / my eyesight
isn't what it used to be after dark, etc"?
Did the police come? If so, did they issue anyone a ticket? Which
officers were present? What are their names and badge numbers?
Was any of the drivers involved driving while working, or driving
a company owned vehicle?
Yes! It is important to contact the police
immediately if you are involved in an accident. Doing so will provide
proof of the accident, and will allow for an immediate investigation of
the scene of the accident. In addition, police will take statements of
witnesses, and will examine the other driver to check for drug or alcohol
use. The police can also be valuable witnesses to your injury at the scene,
and they can assist in securing an admission of fault from the negligent
driver.
Even in minor accidents, resist the temptation to "keep
things simple" by "settling up" with the other driver on
the spot. You should make sure that you have not suffered injuries which
do not develop symptoms until days or even weeks after the accident, and
you should always consult with your doctor and an experienced attorney
to make sure that you are aware of all of the avenues of recovery available
to you.
After leaving the scene of an accident, or while still there if you are
safely able, you should immediately contact an attorney who is experienced
in handling personal injury matters. By contacting me, Bill Hymes, I will
promptly arrange for an attorney to consult with you free of charge so
as to enable us to immediately take action on your behalf, while all of
the evidence is still "fresh". If necessary and feasible, I
will have an investigator conduct a thorough analysis of the accident
scene so that no evidence goes undetected.
Contact me, Bill Hymes, for a FREE CONSULTATION so we can
discuss your case.
Most auto insurance companies require their policyholders
to promptly report every auto accident. Your insurance company will want
to gather all of the basic information concerning the accident for its
records - whether you are at fault or not.
Sometimes the insurance company will want your authorization
to make a recorded statement concerning the accident. We suggest that
if you or your passengers were injured in the accident, or if you believe
the insurance company might try to claim you are not covered or you have
any concerns about the adequacy of your coverage, you should contact an
attorney before you go any further, and certainly before you give the
insurance company permission to record your conversation (NOTE: You should
never give a statement to the other driver’s insurance company without
consulting with an attorney).
However, bear in mind that failure to provide information
to your insurance company on a timely basis - your policy will set forth
how quickly you must notify the company - could result in loss of coverage
for the accident, without it constituting bad faith by the insurer.
Never hesitate to get checked out by medical professionals
even when you feel okay. Many times the o nset of physical complaints
begins 12 to 24 hours after an accident. Even if you did walk away only
feeling "shaken up" after being rear-ended by a truck, tomorrow
morning when you get out of bed it may be a different story.
It is also important that you get medical attention if
you feel any pain or discomfort. Many people hope that their pain will
go away on its own and wait for several weeks before finally succumbing
and going to the doctor. Waiting to get treatment is not only not good
for your health - it will hurt your chances of obtaining an appropriate
settlement for your injuries, since there will be no medical record of
your injury at the time of the accident. Seeing a doctor following the
accident will insure a preliminary diagnosis and perhaps minimize the
discomfort and future treatment you may need later.
Follow the doctor's advice to the letter and never miss
a doctor’s appointment. Do not substitute your judgment for that
of an experienced medical professional. If you do, it will be used against
you in court.
If you have been in a serious accident, chances are that
someone has already made a record of what has happened to you. There already
is a police report, an on-the-job worker's compensation report, or the
like. If your condition required immediate medical care, hospital records
will confirm your injuries. Make sure you promptly follow-up with treatment
from your regular doctor or an appropriate specialist following hospitalization.
When you are reporting your injury to police, paramedics, hospital staff,
and doctors, take extra care to identify specific complaints, and do not
omit any complaint you may have, no matter how minor. If something does
not feel "right" your doctor needs to have this information
order to render an informed medical opinion.
Even if you feel it is "no big thing" or not
related to your accident, you still should recite all of your complaints.
A dry mouth, a light headache, and a little dizziness may be evidence
of something more serious. Anything that is out of the ordinary is a symptom
and should be reported to assist your doctor in making an informed diagnosis.
For example, a patient who has very slight tingling in
the fourth and fifth fingers and a minor crick in the neck, may not report
the tingling sensation, which could be the sign of major disruption to
a cervical disk. If that disk becomes a complete rupture that requires
major surgery, it would have been far better to have had the initial medical
diagnosis at the time of the accident in order to prove when the onset
of the fracture to the outer wall of the disk occurred. Otherwise, the
defense will argue that it could just have well occurred picking up a
bag of groceries three weeks after the accident.
Absolutely. Even if the police take photos, you should
try to take several rolls of pictures if possible. Always take multiple
rolls of film of the accident location, the vehicles involved, various
approaches to the accident scene, and of the persons involved, particularly
if they have suffered an injury. Plan on taking three times as many photographs
as you think you might need, taking shots from multiple angles and locations.
By moving around as if on the points of a compass, you will enable an
accident reconstructionist to construct a more accurate diagram of the
collision.
A good quality camera is obviously preferable, but even a small disposable
camera is better than nothing, and they are normally widely available
in convenience stores and gas stations if you do not have one in your
vehicle.
If you are unable to take photographs, contact our office
immediately at . At , we work with investigators and other expert personnel
who often can rush to the scene of any serious accident and preserve and
document valuable evidence before it is lost.
It is very important to take photos as close in time as
possible to the time of the accident. This is particularly important when
it is necessary to photograph "impending" skid marks. Tires
do not immediately lock-up and change from rolling tires to skidding tires.
During the braking process, a tire begins to leave an imprint on the roadway
before actually skidding. These marks are "impending" skid marks
and are faint marks that can normally be seen on the roadway for only
24 to 48 hours after a collision. An impending skid and a skid mark, when
taken together, give a more accurate record of the actual speed of a car
before braking. Lay a shoe or other easily measured item next to impending
skid marks while photographing them so an accident reconstructionist can
later compute actual distances based on the photographs.
If you are unable to take photographs, contact our office
immediately at . At , we work with investigators and other expert personnel
who often can rush to the scene of any serious accident and preserve and
document valuable evidence before it is lost.
In many cases, even though it may not seem important at
the time, it later becomes vitally important to have access to the physical
evidence of an accident. For example, in cases where a passenger is ejected
from the vehicle, it is necessary to examine the seatbelt to determine
if it was functioning properly. If the seatbelt is lost because the car
which contains it is sold or destroyed, it may be impossible to bring
a claim against the seatbelt manufacturer and/or the car manufacturer
- something which can make or break the recovery of damages in cases where
there is little or no other adequate insurance coverage available.
If the evidence is removed to another location, it is important
to put everyone on notice by certified mail, including owners, tow operators,
wrecking yards, police impounds, and the like, that they must take every
step to preserve important evidence, and the failure to do so will subject
them to being sued for allowing evidence to be destroyed. In some cases,
we are required to go to court quickly to get a restraining order and
preliminary injunction in order to avoid alterations or destructive handling
and testing of potentially incriminating evidence.
If you are unable to retain any piece of evidence associated
with the accident, contact our office immediately at . At , we work with
investigators and other expert personnel who often can rush to the scene
of any serious accident and preserve and document valuable evidence before
it is lost.
Never give an oral statement to the other side’s insurance company.
If you do, you will regret it. If you are contacted, be polite, but decline
to talk. Insurance companies' claims adjusters are professional negotiators,
with extensive experience in using every psychological technique to maneuver
you into giving information which can hurt your claim, including discouraging
you from using the professional services of a lawyer.
Claims adjusters are hired because they sound good over
the telephone, but they are well trained by insurance company lawyers
to ask questions in a manner designed to hurt you and help them. You cannot
beat an expert at their game. Do not try it. Simply say "thank you
for calling but I am not prepared to discuss this matter with you at this
time."
You should seek the advice of an experienced personal injury
attorney, who can determine the best way to proceed with the adverse insurance
company. Contact at for a FREE CONSULTATION so we can discuss your case
Not Certified by the Texas Board of Legal Specialization
Principal Offices in Dallas, Texas
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.